Stock investment tips.

So certain events have occurred and I've decided to be a millionaire instead of a nurse, mainly to avoid any misunderstandings, since any misunderstandings would be big misunderstandings.

Anyway, I have my flaws, people misunderstand me, which I believe I have mentioned, perhaps I also am impatient and prefer to go my own way when learning things and end up out of the loop, not using the right terms and lingo, however on the plus side I have often been called a good judge of people/character and I believe I am quite competent and intelligent when I am committed.

What would be the absolute raw basics of investment then? I believe that I have the potential to become exceptional if I apply my finely honed reasoning skills to this task. I shall have my million in no time.

>110

I have not had a chance but to do a cursory look over of SNFCA. But everything I see looks very good. 56 million in cash, low risk.

0 !!! dilution of common stock

very low to 0 intangibles and goodwill

consistent growth and earnings beats

low institution interest

small capitalization

growth' industry, think mortgages are coming back as well

large margins, and revenues exceeding administrative cost growth

very good peg and p/e

high revenue to market capitalization


My PRIMARY concerns with this stock would be

1) can they maintain their margins, reading over their reports and listening to conference calls might gleam more light on this question

2) Since they are a small cap, have they adequately balanced their risks on their insurance policies, larger amount of policies usually carries less risk, although AIG proved that isn't always the case

3) Serial expectations of earnings beats may create a pullback on a failure to surprise again, although the attractive valuation seems to suggest that is not the case.


If those three concerns are non-issues that the stock looks like a very good buy. Excellent pick I think. I'll look into it further